Exactly.
My ghostwriting provides a modest income in my retirement while I work on a couple of longer term projects for myself.
I have to also confess to writing two what I consider trash ‘formula’ novels under a pseudonym that have surprised me with their immediate success and contribution to the bank account. They are the sort of rubbish that could probably be written in half the time with AI but I refuse to sink that low.
Hm. I feel like my opinion isn’t a popular one here—I haven’t read every response in this thread yet.
Personally if I like a book… I like a book. I’ve powered through some really boring openings and chapters because the blurb on the back of the book was interesting enough and I get into the book deeper in. I’m willing to give books a chance—use of AI plays little into whether I want to read a book or not.
Even if every box on the list was ticked I wouldn’t instantly refuse to read the book. If it’s a topic that interests me or an author I’ve liked in the past that’s enough to try it. 
I understand where other people are coming from but for me personally I don’t have an ethical problem buying and reading a book that an author consulted a chatbot for or even used AI to brainstorm with. In those instances it seems more of a tool anyway
But that’s just me.
I’m an artist and make my living off my artwork and even an AI cover doesn’t ick me to where I’d refuse to open a book on principle.
I for one refuse to look at photographs because it’s not fair to the oil painting industry.
I draw a line at stick figures—literally (bwah-ha-ha).