Think of the contents of an index card as the synopsis for a document. It isn’t the content of the file, but a short summary of it. When you are laying out the structure of your book and writing into cards, it is just like using regular index cards on a regular corkboard. The main text area is for when you put a sheet of paper in the typewriter and bring an index card to fruition.
Another concept to grasp is that Corkboard and Outliner views are simply different ways of looking at the same thing. When you select something in the binder, or double click on it in the corkboard, you can view its text content in the editor, or you can view its children using one of the other two views. The index card is just the most visible part of the document. Think of it as a cover page. Along with the card (synopsis) the title, and the text content area, the Inspector also has a bunch of other bits of information that come along with each “file” in the Binder. You can have a note sheet for each document, for instance, keywords, and so on. You can ease into these features as you grow comfortable with them. Just try to visualise a card as being the visible component of a integral part of your novel—the tab on a filing folder that is full of clippings and drafts.
Note: I’ve been using the beta version for so long, I don’t even remember what 1.03 is like, so the rest of this discusses the way things look in the current beta version. I recommend you use the beta, too. It is actually more stable than 1.03 at this point. If you do go that route, heed the warnings to not run both versions at once! The project format has been updated and you can cause serious problems trying to open
Part of what might be confusing to you is Scrivener’s default navigation settings. By default, it will switch modes depending on what you’ve selected in the Binder. If you select a folder, a Corkboard opens, if you select an index card (or file, literally) it switches to editor mode. Open up your Preferences, go to the Navigation tab, and poke around in there. You might find that you can change the way Scrivener works to your liking. Notice you can save preference presets too, at the bottom of this panel. Perhaps in the planning stages of the book, you’ll want Scrivener to act one way, but in a more default way when actually writing or editing later on. You can easily set up operating modes using preference sets.
If you want the application to act like a nested corkboard, where clicking on a card opens up an empty corkboard where you can add scenes or other elements to that card, try turning off the top option “Automatically switch back to editor mode…”
Now once you switch to Corkboard mode, it should stay that way no matter where you click. Note you’ll get a lot of empty boards with this option.
You can shuffle cards around. If you want to see two corkboards at once, you can open a split and move cards in between splits. It is all very flexible. The default settings assume that when you click on a card, though, that you are ready to start typing book content into that part of the novel.
So to follow in your list of wants:
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Just click on Draft in the Binder, if you don’t get a corkboard, press Cmd-2. You can make new cards by simply pressing the enter key. This is very handy when you are trying to get a bunch of ideas down really fast. Just hit enter, type in the name, press tab and type your thoughts, then hit enter twice. Once to confirm and a second time to make a new card.
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If you navigation mode is set right, when you double click on the icon of an index card (or press Cmd-Opt-O), you’ll get an empty corkboard that represents the contents of the previous card. With the Inspector open on the right, the current card is displayed for your reference. Repeat step 1 to expand this card.
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Just click and drag! If you want to move cards up or down in the hierarchy, it might be easy to use the Binder for that, Outliner mode, or split views so you can see multiple corkboards at once.
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There are two keyboard shortcuts for this: Cmd-1 access outliner, Cmd-2 the corkboard. You can also use the buttons in the toolbar to toggle corkboard and outliner on and off. Just remember the editor is the “base”, and corkboard/outliner are special views for that base; ways to visualise your data. So to leave the corkboard, just toggle it off. Cmd-2 to leave corkboard, and so on.